Let us help you with your Recreational Vehicle Insurance needs
Recreational Vehicle Insurance Policies
Your recreational vehicle (RV) is more than a car, but it’s not quite a house. For some, it’s a home away from home. RV insurance is different than car insurance, which is why motorhomes, travel trailers, and campers need custom coverage. Coverages vary by state, so let Millstone Insurance help you get the policy you need.
RV Insurance Coverages:
Medical Payments – This helps cover treatment or recovery costs if you or your passengers get hurt in an accident.
Collision Damage – This coverage helps pay for repair costs if your RV gets damaged in an accident.
Bodily Injury – If you get into an accident with your RV and someone else from another party gets injured, this coverage helps pay their medical expenses.
Property Damage – If your RV or trailer damages another person’s property, like their car or home, this coverage helps pay for repairs to that property.
There are different types of coverage in the case of a total loss. These include:
Stated Value – Market value or actual cash value of the RV
Agreed Value – The insured amount, regardless of the current market value
Replacement Cost – This would help pay to replace your insured RV with a new RV that is most like it
Pro Tip – Ask your Millstone Insurance agent about insuring more than one item with a single company. Many times, you will receive a better price if you bundle.