Let Millstone
be your
insurance guide.
Millstone Insurance Group is based in Utah and services individuals and businesses throughout the Western United States — partnering with top carriers in each state to offer the most competitive insurance products. No fees. No pressure. Just honest advice from a team that reads the fine print for you.
- 17+
- Appointed carriers
- $0
- Cost to use us
- 13
- Western states served
Start your quote
Tell us what you're insuring. We'll shop the market.
Your information is private. We don't sell your data.
Top-rated carriers. Shopped side-by-side for you.
Coverage built around your life.
From your first car to your family home, your boat to your business — we shop every policy across our carrier network to find the right fit at the right price.
Auto Insurance
Liability, collision, comprehensive, uninsured motorist — we help you pick the right limits, not just the cheapest ones.
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Home Insurance
Your most valuable asset — dwelling, other structures, personal property, loss of use, and liability.
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Life Insurance
Term and permanent options to protect the people who depend on you — tailored to your stage of life.
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Renter's Insurance
Affordable protection for your belongings and liability — often required by Utah landlords.
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Condo Insurance
Coverage that fills the gap between your HOA's master policy and what you actually own.
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Umbrella Coverage
Extra liability protection that sits above your home and auto limits — big protection for a surprisingly small price.
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Boat Insurance
Coverage for your boat, motor, trailer, and personal effects — on the water or parked at the dock.
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Motorcycle Insurance
Liability and physical damage for street bikes, cruisers, and dirt bikes — built for two-wheel risk.
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Recreational Vehicle
Cover your motorhome or trailer for the road, the campsite, and everything you keep inside.
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ATV Insurance
Liability and theft coverage for your four-wheeler, side-by-side, or UTV — for the trail and the trailer.
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Earthquake & Flood
Specialty perils most home policies don't cover — separate policies for earthquake and flood across the Western U.S.
ExploreBusiness Insurance
From small shops to landlords to trucking — we cover what you've built.
- General Liability
- Workers Comp
- Business Auto
- BOP & Property
- Landlord
- Business Owner
Trusted by 100+ clients on Google.
Honest feedback from the families and businesses we serve across the Western U.S.
"Stephanie Archibald was extremely helpful in finding me a better rate. She saved me nearly $60 off my monthly premium which equates to around $720 per year. She was really responsive — sometimes replying within minutes — and very easy to work with. I will continue to work with her in the future as well as refer her to others."
"Beth Simmons has been so great to work with. Fast, knowledgeable, and set me up with a great policy for home & auto. I have since referred her several of my clients (I'm a Realtor) and they have also had great experiences with Beth."
"Shane helped me save some serious money on my commercial auto, general liability and umbrella policies. He was professional, prompt and provided excellent communication, making the process of switching my policies smooth and easy. I highly recommend."
"We switched our insurance this past year and I am very impressed with Latham Jeppson! Every time I have had a question or concern, he gets back to me within the day if not immediately. He has always been friendly and professional. And he also got us a better price which is great."
"Bethany was so amazing from beginning to end! She was very thorough in explaining what everything meant within a home insurance policy to us first time homebuyers! She made sure that our policy made sense for our situation."
"I have yet to be disappointed by a service representative associated with the Millstone Insurance group. That applies to Justin, Bethany, Stephanie, and the team. Each may not have an instant answer to a complicated question, but in every case they follow through."
Three steps. No pressure. No fees.
Because we're independent, we work for you — not a single carrier.
Tell us what you need
A quick form, a phone call, or a visit to one of our offices — whatever works for you.
We shop the market
We compare your current coverage with 17+ top-rated carriers, side-by-side — so you see the real differences.
You pick. We protect.
You choose the policy that fits. We handle the paperwork and stay with you for claims, renewals, and life changes.
An independent agency that reads the fine print for you.
No two insurance contracts are the same. Two policies side-by-side might look the same, but the fine print can vary from company to company. That's where we come in.
- 100% independent
We compare your coverages with a wide range of carriers to find the best deal possible — not just one company's product.
- $0 cost to use us
No overrides, no fees. We're compensated by the carriers directly and work on your behalf.
- We understand the contracts
Someone who sorts through exclusions and conditions so you rest easy knowing you have the best possible coverage at the best price.
- A Utah-based team that answers the phone
Offices in Draper and St. George serving clients across 13 Western states, with a direct line when you actually need one.
See what's covered, what's excluded, and how much each carrier actually costs — before you commit.
+ 13 more
The people in your corner at Millstone.
Discover the professionals who ensure your peace of mind with tailored insurance solutions and exceptional service.
Utah-based, serving the Western United States.
Millstone Insurance Group is based in Utah and services individuals and businesses throughout the Western United States — partnering with top carriers in each of the following states to offer the most competitive insurance products.
- Utah
- Arizona
- California
- Oregon
- Washington
- Idaho
- New Mexico
- Texas
- Nevada
- Wyoming
- Montana
- North Dakota
- South Dakota
Two Utah offices. One dedicated team. Carrier relationships across every state we serve.
Get a better policy in
less time than it took to read this.
Your quote is free, your information is private, and there's no obligation — ever. Tell us what you want covered and we'll shop the market for you.